Treasury Management

eServis Business Online

• Conveniently access your account information safely and securely from your PC or mobile devices.
• View real time account balances and detailed activity on your checking & money market account, as well as loans, lines of credit and certificate of deposits (CDs).
• Search for transactions by date, amount, or check number or transaction type.
• View and print front & back of check images from one screen.
• Account transactions can be downloaded to software such as Quicken, Quickbooks or other financial software.
• Transfer funds between multiple accounts to one or from one to multiple accounts.
• Place stop payments on checks, multiples or range of checks at one time.
• Make online payments with ease with ServisFirst Bank BillPay.
• Single sign-on capabilities to other bank products, like remote deposit and eStatements.

Advanced eServis Business Online

• Same capabilities as eServis Business Online with more comprehensive features designed for business clients.
• User can set their own home page based on the functions they utilize most.
• Create custom balance and activity reports, download reports in HTML, PDF, BA12 or CSV formats.
• Pay your employees, concentrate or disburse funds via ACH origination services.
• Initiate domestic and international wire transfers.
• Secure browser technology to protect your online banking session from viruses and malware; no need for tokens, IP restrictions or other cumbersome security processes.
• Dual-control capabilities to have secondary approval of monetary transactions before processing.
• Fraud Analytics that monitors your session to alert the bank of any abnormal activity.

Remote Deposit Xpress

• Allows you to make check deposits electronically from your office rather than in person at the bank.
• Requires only a basic PC and a high-speed Internet connection.
• A desktop scanner is provided, allowing check deposits to be made from your office.
• All deposited checks are archived for research & report creation.

Commercial Credit Line Sweep

• Minimize your company's interest expenses.
• Reduce administrative hassles of manual transfers.
• Transfers interact between a business line of credit and Corporate Checking, providing automatic funding & payments.
• Funds are automatically swept to reduce a line of credit balance or swept to cover a checking account.

Commercial Money Market Investment Sweep

• Excess collected funds are automatically swept from your Corporate Checking & invested in your Money Market Account.
• Funds are also advanced from the Money Market Account to cover checks.
• Eliminates need to physically transfer funds between accounts.
• Can be used in conjunction with the Credit Line Sweep Service.
• Increase interest income or reduce interest expense.
• Maximize use of idle funds.

Zero Balance Accounts

• Available for commercial clients with multiple depository accounts to ensure the most efficient use of funds.
• Designates one account as the primary master account for investments and loans, while sub-accounts either advance or draw from the master account daily.
• Reduces idle balances in multiple accounts.
• Increases control over deposit & disbursement activities.
• Helps avoid cost of overdrafts.

eStatements

• Access your account statements online safely & securely.
• View detailed account transactions & check images the first business day after your statement cycle.
• Receive email notification when statement is available.
• Securely receive information from our online portal to ensure privacy for your financial protection.
• Electronic delivery of statements allows for prompt account reconciliation.

• ServisFirst Bank offers Positive Pay service to help detect check fraud & ACH Fraud.
• The bank compares a company's record of checks issued with checks presented for payment.
• Customers can either upload check-issued files or manually key items through our internet banking portal each business day.
• Checks not matching the company's check-issued file are considered suspicious.
• Suspicious checks are added to an exception file and the company will have the opportunity to return or approve the item for payment through our internet banking portal.
• Any ACH item presented can be approved or returned online.