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Credit Card Services
ServisFirst Bank

Credit Card Services

Consolidate Your Financial Needs

Take advantage of ServisFirst credit cards and consolidate all of your financial needs with one service-oriented bank.

Business Credit Cards

Powerful financial tools designed to streamline your business expenses and provide comprehensive management capabilities.

Business Credit Card Options

Platinum Benefits Card

  • No annual fee
  • 20.50% Annual Percentage Rate (APR) based on Wall Street Journal Prime Rate
  • Visa zero liability
  • Manage business expenses 24/7 through our online portal

Cash Back Rewards Card

  • $79 annual fee
  • 1% Cash back on all qualifying purchases up to $100,000 annually
  • 18.50% Annual Percentage Rate (APR) based on Wall Street Journal Prime Rate
  • Manage business expenses 24/7 through our online portal

Manage Your Business Credit Card Expenses

Our new and improved Card Management site offers comprehensive features to oversee your business expenses.

  • Multiple roles including Program Administrator, Reporting Administrator, and Individual Cardholder access
  • View and download statements, current and pending transactions with spend category breakdown
  • Advanced card management features including lock/unlock, travel alerts, spend limits, and more

ServisFirst Bank Card Manager Mobile App

Access your business credit card account 24 hours a day with our mobile app.

  • Oversee all of your business activity at a glance
  • Manage payment options and transactions
  • Update your profile information
  • Set account alerts to track payments and balances
  • Manage your business, anytime, anywhere
  • Available on the App Store and Google Play

Business Credit Card with Visa Zero Liability ®

Our business credit cards include Visa's Zero Liability protection, ensuring you're not responsible for unauthorized charges made with your account.

Business Guide to Benefits

Ready to Apply?

Contact the ServisFirst Credit Card Department with any questions about this credit card or any of our other services at 888.999.3340.

Credit Cards are subject to credit approval.

Apply Now

Commercial Purchasing Cards

Comprehensive expense management solutions for businesses looking to optimize their purchasing processes and financial controls.

Purchase Card (PCard) Benefits

The purchase card (PCard) offers additional functionality and reporting for you to effectively manage your payables and earn a cash rebate. The online account management system allows visibility and control to administrators and provides cardholders the ability to reconcile their charges in our expense management system.

Key Benefits

  • Improve efficiency and reduce costs
  • Greater visibility into expenses and procurement
  • Restrict transactions by pre-setting velocities
  • Monitor real-time spending
  • Earn cash back rebates on all purchases

Management Capabilities

  • Add or manage cardholders
  • Set merchant category codes (MCCs)
  • Increase/decrease spend limits
  • View approvals/declines
  • Print statements
  • Update profiles
  • Make real-time payments

Purchase Card Expense Management Software

Advanced Features

  • Define account code segments
  • Automatically assign transaction codes
  • Enable account holders to review expenses
  • Allow digital receipt submissions

Analytical Capabilities

  • Extensive spend analysis tools
  • Track out-of-pocket expenses
  • Record mileage reimbursements
  • Create separate audit reports

Purchase Card VISA Payables Automation

Streamlined Payments

Visa processes your account payable files and adjusts limits as needed. A remittance notice is sent to your supplier, and you receive reconciliation notifications.

Key Advantages

  • Control spending with automatic limit adjustments
  • Reduce risk of unauthorized activities
  • Optimize cash flow
  • Receive consolidated billing

Need Assistance?

Please contact us with your questions about the ServisFirst Purchase Card Program or any of our other services.

Credit Cards are subject to credit approval.

Personal Credit Cards

Flexible credit card options tailored to meet your personal financial needs with rewards and benefits.

Personal Credit Card Options

Platinum Benefits Card

  • No annual fee
  • 18.50% Annual Percentage Rate (APR) based on Wall Street Journal Prime Rate
  • 0% intro APR on purchases for the first 7 billing cycles after account opening
  • Manage expenses 24/7 through consumer.cardservices.bank
Apply for Platinum Card

Cash Back Rewards Card

  • $35 annual fee
  • No cap on cash back, get 1% cash back on every dollar you spend
  • 16.50% Annual Percentage Rate (APR) based on Wall Street Journal Prime Rate
  • Manage expenses 24/7 through consumer.cardservices.bank
  • 0% intro APR on purchases for the first 7 billing cycles after account opening
Apply for Cash Back Card

Personal Credit Card Management Features

Online Management

  • View your purchases, add memos, and tag purchases for easy tracking
  • Manage your card at your fingertips: activate your card, set your card PIN, or report lost/stolen cards

Mobile App Features

  • Oversee all of your business activity at a glance
  • Manage payment options and transactions
  • Update your profile information
  • Set account alerts to track payments and balances
  • Manage your business, anytime, anywhere

Need Assistance?

Please contact the ServisFirst Credit Card Department with any questions about this credit card or any of our other services at 888.999.3340.

Credit Cards are subject to credit approval.

Merchant Services

Comprehensive payment processing solutions powered by Elavon, designed to support your business's financial transactions.

ServisFirst Bank & Elavon Partnership

ServisFirst Bank and Elavon have partnered to offer top of the line Merchant Services to our clients.

Merchant Services Benefits

Key Benefits:

  • Single source for Customer Service
  • One deposit, one statement for all card types
  • Next day funding
  • Reliable and secure network
  • Advanced mobile and internet product solutions
  • No long-term contract or termination fee
  • Guaranteed competitive rates

Payment Types Accepted:

  • All credit and debit cards
  • Corporate and purchasing cards
  • Swipe / Tap / Insert Cards
  • Multi-currency options
  • Gift and loyalty cards

Ways to Accept Payments

  • Face-to-face
  • E-commerce
  • Mail/Telephone order (MOTO)
  • Mobile payments
  • Tablet-based POS payments
  • Software integration

Credit Card services are subject to credit approval.

Mobile Wallet Acceptance

Benefits:

  • Ease of use: use your phone for purchases
  • Added security: no need for your physical card
  • Convenience: make purchases in stores, online, and in apps, wherever mobile wallet payments are accepted

Banking that
powers your growth

ServisFirst Bank combines financial strength with personalized service to deliver exceptional banking solutions for businesses. With a robust capital position and industry recognition, we're positioned to help your business thrive.

ServisFirst Bank by the Numbers

$17.35B

Total assets

$13.54B

Total deposits

14.98%

Return on average equity

12.90%

Total capital ratio

#15

Ranked on Forbes' 2023 "America's Best Banks" list

#4

Among publicly traded banks with $10-50B in assets

Selected for D.A. Davidson's elite Best-of-Breed Bison designation