Commercial Banking
Fee Schedule & Requirements
Review our comprehensive fee schedule and account requirements for ServisFirst Bank commercial banking products.
Commercial Banking Services Navigation
Commercial Fee Schedule and Account Requirements
| Checking Accounts | Business Checking | Corporate Checking | IOLTA Checking | IOTA Checking* | NOW Checking | Commercial MMA |
|---|---|---|---|---|---|---|
| Minimum Balance to Open | $250.00 | $250.00 | $1,000.00 | $1,000.00 | $1,000.00 | $1,500.00 |
| Monthly Service Charge | $20.00 fee can be avoided by maintaining a $2,000.00 average daily collected balance | $20.00 fee may be reduced by earnings credit** | No monthly fee regardless of balance | No monthly fee regardless of balance | $15.00 fee can be avoided by maintaining a $1,000.00 average daily collected balance | $20.00 fee can be avoided by maintaining a daily minimum balance of $1,500.00 |
| Interest Paid | None | None | Interest is compounded daily and paid monthly on 90% of the daily collected balance (less a 10% reserve requirement) | Interest is compounded daily and paid monthly on 90% of the daily collected balance (less a 10% reserve requirement) | Interest is compounded daily and paid monthly on 100% of the daily collected balance | Tiered interest is compounded daily and paid monthly on 100% of the daily collected balance |
| Deposit Fee | None | $0.50 per deposit | None | None | None | None |
| Per Credit Item Fee | 125 credit items processed free each month. Items processed in excess of 125 are $0.25 per item | $0.15 electronic credit $0.10 per check deposited | None | None | None | None |
| Per Debit (Check) Item Fee | 125 debit (check) items processed free each month. Items processed in excess of 125 are $0.25 per item. | $0.15 electronic debit $0.24 per debit (check) item | None | None | None | Six withdrawals allowed per month (checks and/or electronic transfers), $15.00 service charge per item exceeding limit*** |
| Overdraft Fee | $35.00 | $35.00 | $35.00 | $35.00 | $35.00 | $35.00 |
| Non-Sufficient Funds (NSF) Fee | $35.00 | $35.00 | $35.00 | $35.00 | $35.00 | $35.00 |
| Return Deposit Item Fee | $10.00 | $10.00 | $10.00 | $10.00 | $6.00 | $10.00 |
| Stop Payment Fee | $25.00 | $25.00 | $25.00 | $25.00 | $20.00 | Free Stop Payments |
| Domestic Wire Transfer Fee | Incoming - $10.00 Outgoing (In-person) - $100.00 Outgoing (Phone/email) - $100.00 | Incoming - $10.00 Outgoing (In-person) - $100.00 Outgoing (Phone/email) - $100.00 | Incoming - $10.00 Outgoing (In-person) - $100.00 Outgoing (Phone/email) - $100.00 | Incoming - $10.00 Outgoing (In-person) - $100.00 Outgoing (Phone/email) - $100.00 | Incoming – None Outgoing - $100.00 | Incoming - $10.00 Outgoing (In-person) - $100.00 Outgoing (Phone/email) - $100.00 |
| International Wire Transfer Fee (US Dollar) | Incoming - $20.00 Outgoing (In-person) - $100.00 Outgoing (Phone/email) - $100.00 | Incoming - $20.00 Outgoing (In-person) - $100.00 Outgoing (Phone/email) - $100.00 | Incoming - $20.00 Outgoing (In-person) - $100.00 Outgoing (Phone/email) - $100.00 | Incoming - $20.00 Outgoing (In-person) - $100.00 Outgoing (Phone/email) - $100.00 | Incoming - $20.00 Outgoing - $100.00 | Incoming - $20.00 Outgoing (In-person) - $100.00 Outgoing (Phone/email) - $100.00 |
$250.00
$20.00 fee can be avoided by maintaining a $2,000.00 average daily collected balance
None
None
125 credit items processed free each month. Items processed in excess of 125 are $0.25 per item
125 debit (check) items processed free each month. Items processed in excess of 125 are $0.25 per item.
$35.00
$35.00
$10.00
$25.00
Incoming - $10.00 Outgoing (In-person) - $100.00 Outgoing (Phone/email) - $100.00
Incoming - $20.00 Outgoing (In-person) - $100.00 Outgoing (Phone/email) - $100.00
* Florida only
** Earnings credit rate will be accrued on 100% of the average daily collected balance less a 10% reserve.
*** This is a limited transaction account. Exceeding these limitations may result in account closure, change of account type, termination of transfer capability or other remedial action.
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Banking that
powers your growth
ServisFirst Bank combines financial strength with personalized service to deliver exceptional banking solutions for businesses. With a robust capital position and industry recognition, we're positioned to help your business thrive.
ServisFirst Bank by the Numbers
$17.35B
Total assets
$13.54B
Total deposits
14.98%
Return on average equity
12.90%
Total capital ratio
Ranked on Forbes' 2023 "America's Best Banks" list
Among publicly traded banks with $10-50B in assets
Selected for D.A. Davidson's elite Best-of-Breed Bison designation