Commercial Banking
Solutions for Business
Customized commercial banking products and services designed to meet the unique needs of your business. Experience relationship banking with dedicated professionals who understand your industry.
Commercial Banking Services Navigation
Commercial Banking
Business is about people with ideas and solutions. That's why at ServisFirst Bank, you get a Commercial Banker who understands you and your vision for success. Your Commercial Banker will be your direct point of contact for all your business banking needs.
All of our Commercial Checking Accounts include:
- Free Monthly Email Statements
- Free Notary Services
- Free Internet Banking*
For more information on commercial fee Schedules and account requirements, view our Comparison Chart.
* Internet Banking is view account transactions only.
Commercial Checking Accounts
Business Checking
- Free Visa Business Check Card
- Low monthly service charge can be avoided by maintaining minimum average daily collected balance
- Expanded business check package at no cost
- 125 credit items included each month
- 125 debit items included each month
Corporate Checking
- Free Visa Business Check Card
- Analysis Account: monthly service charge calculated by account activity level
- Service charges may be reduced by earnings credit
- Earnings credit accrued on 90% of the daily balance
IOLTA* Checking
- No monthly service charge regardless of balance
- Interest is compounded daily and paid monthly on 90% of the daily collected balance
- Interest earned is paid directly to benefit to the Bar foundation in the state where the account is opened
+ Interest on Lawyer's Trust Accounts
IOTA* Checking
- No monthly service charge regardless of balance
- Interest is compounded daily and paid monthly on 90% of the daily collected balance
- Interest earned is paid directly to the Florida Bar Association
+ Interest on Trust Accounts (Florida only)
NOW Checking
- Designed for Sole Proprietors, Non-Profit Organizations & Public Funds
- Low monthly service charge can be avoided by maintaining minimum average daily collected balance
- Interest is compounded daily and paid monthly on 100% of the daily collected balance
Commercial Money Market
Account Features & Benefits
- Free Visa Business Check Card
- Unlimited "in person" withdrawals
- Low monthly service charge can be avoided by maintaining minimum average daily collected balance
- Tiered interest is compounded daily and paid monthly on the daily collected balance
- Tiers:
Commercial Fee Schedule and Account Requirements
| Checking Accounts | Business Checking | Corporate Checking | IOLTA Checking | IOTA Checking* | NOW Checking | Commercial MMA |
|---|---|---|---|---|---|---|
| Minimum Balance to Open | $250.00 | $250.00 | $1,000.00 | $1,000.00 | $1,000.00 | $1,500.00 |
| Monthly Service Charge | $20.00 fee can be avoided by maintaining a $2,000.00 average daily collected balance | $20.00 fee may be reduced by earnings credit** | No monthly fee regardless of balance | No monthly fee regardless of balance | $15.00 fee can be avoided by maintaining a $1,000.00 average daily collected balance | $20.00 fee can be avoided by maintaining a daily minimum balance of $1,500.00 |
| Interest Paid | None | None | Interest is compounded daily and paid monthly on 90% of the daily collected balance (less a 10% reserve requirement) | Interest is compounded daily and paid monthly on 90% of the daily collected balance (less a 10% reserve requirement) | Interest is compounded daily and paid monthly on 100% of the daily collected balance | Tiered interest is compounded daily and paid monthly on 100% of the daily collected balance |
| Deposit Fee | None | $0.50 per deposit | None | None | None | None |
| Per Credit Item Fee | 125 credit items processed free each month. Items processed in excess of 125 are $0.25 per item | $0.15 electronic credit $0.10 per check deposited | None | None | None | None |
| Per Debit (Check) Item Fee | 125 debit (check) items processed free each month. Items processed in excess of 125 are $0.25 per item. | $0.15 electronic debit $0.24 per debit (check) item | None | None | None | Six withdrawals allowed per month (checks and/or electronic transfers), $15.00 service charge per item exceeding limit*** |
| Overdraft Fee | $35.00 | $35.00 | $35.00 | $35.00 | $35.00 | $35.00 |
| Non-Sufficient Funds (NSF) Fee | $35.00 | $35.00 | $35.00 | $35.00 | $35.00 | $35.00 |
| Return Deposit Item Fee | $10.00 | $10.00 | $10.00 | $10.00 | $6.00 | $10.00 |
| Stop Payment Fee | $25.00 | $25.00 | $25.00 | $25.00 | $20.00 | Free Stop Payments |
| Domestic Wire Transfer Fee | Incoming - $10.00 Outgoing (In-person) - $100.00 Outgoing (Phone/email) - $100.00 | Incoming - $10.00 Outgoing (In-person) - $100.00 Outgoing (Phone/email) - $100.00 | Incoming - $10.00 Outgoing (In-person) - $100.00 Outgoing (Phone/email) - $100.00 | Incoming - $10.00 Outgoing (In-person) - $100.00 Outgoing (Phone/email) - $100.00 | Incoming – None Outgoing - $100.00 | Incoming - $10.00 Outgoing (In-person) - $100.00 Outgoing (Phone/email) - $100.00 |
| International Wire Transfer Fee (US Dollar) | Incoming - $20.00 Outgoing (In-person) - $100.00 Outgoing (Phone/email) - $100.00 | Incoming - $20.00 Outgoing (In-person) - $100.00 Outgoing (Phone/email) - $100.00 | Incoming - $20.00 Outgoing (In-person) - $100.00 Outgoing (Phone/email) - $100.00 | Incoming - $20.00 Outgoing (In-person) - $100.00 Outgoing (Phone/email) - $100.00 | Incoming - $20.00 Outgoing - $100.00 | Incoming - $20.00 Outgoing (In-person) - $100.00 Outgoing (Phone/email) - $100.00 |
$250.00
$20.00 fee can be avoided by maintaining a $2,000.00 average daily collected balance
None
None
125 credit items processed free each month. Items processed in excess of 125 are $0.25 per item
125 debit (check) items processed free each month. Items processed in excess of 125 are $0.25 per item.
$35.00
$35.00
$10.00
$25.00
Incoming - $10.00 Outgoing (In-person) - $100.00 Outgoing (Phone/email) - $100.00
Incoming - $20.00 Outgoing (In-person) - $100.00 Outgoing (Phone/email) - $100.00
* Florida only
** Earnings credit rate will be accrued on 100% of the average daily collected balance less a 10% reserve.
*** This is a limited transaction account. Exceeding these limitations may result in account closure, change of account type, termination of transfer capability or other remedial action.
Debit Card Monitoring
We are continuously monitoring your ATM and debit card transactions to protect your accounts using state-of-the-art intelligence technology and skilled fraud experts. If suspicious transactions are detected, a fraud specialist will immediately attempt to contact you. If fraud is confirmed, a hold will be placed on your card until we contact you with a resolution.
How Our Monitoring Works:
- 24/7 transaction monitoring
- Real-time fraud alerts
- Immediate specialist contact
- Temporary protective card holds
Connect with a Commercial Banking Specialist
Ready to explore how ServisFirst Bank can support your business growth? Contact our commercial banking team to discuss your specific needs and discover the right solutions for your company.
Contact Information
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Schedule a consultation with one of our experts to explore solutions tailored to your business.
Banking that
powers your growth
ServisFirst Bank combines financial strength with personalized service to deliver exceptional banking solutions for businesses. With a robust capital position and industry recognition, we're positioned to help your business thrive.
ServisFirst Bank by the Numbers
$17.35B
Total assets
$13.54B
Total deposits
14.98%
Return on average equity
12.90%
Total capital ratio
Ranked on Forbes' 2023 "America's Best Banks" list
Among publicly traded banks with $10-50B in assets
Selected for D.A. Davidson's elite Best-of-Breed Bison designation