Personal Banking
Checking Accounts
Each of our Personal Banking products was designed with your individual needs in mind. Benefit features include competitive interest-bearing checking accounts, automatically reimbursed foreign ATM fees, free Internet Banking with Bill Pay and more.
Personal Banking Services Navigation
Personal Checking Accounts
Choose from a variety of checking accounts designed to meet your unique financial needs and lifestyle.
All of our Personal Checking Accounts include:
- Free Visa Check or ATM Card
- Free Online Banking with Bill Pay
- Free eStatements
For more information on personal fee schedules and account requirements, view our Comparison Chart.
ServisFirst Checking
- Unlimited check writing
- Up to 5 foreign ATM service charges will be automatically reimbursed per month
- Low monthly service charge can be avoided by maintaining minimum average daily collected balance
Foundation Checking
- Designed for individuals age 50 and up
- No minimum daily balance required
- No monthly service charge regardless of balance
- Unlimited check writing
- Free custom wallet checks
- Unlimited foreign ATM/Debit transactions (ServisFirst Bank will reimburse up to $5.00 per transaction on foreign ATM charges)
- Interest is compounded daily and paid on 100% of the daily collected balance
- Free Notary Services
- Free Direct Deposit
Executive Checking
- Unlimited check writing
- Free custom wallet checks
- Up to 5 foreign ATM service charges will be automatically reimbursed per month
- Interest is compounded daily and paid on 100% of the daily collected balance
- Low monthly service charge can be avoided by maintaining minimum average daily collected balance
- Free Notary Services
Student Checking
- Available to students up to age 24
- No daily minimum balance required
- Low monthly service charge
- Up to 5 foreign ATM service charges will be automatically reimbursed per month
- Unlimited check writing
- Free first order of customer wallet checks
On the student's 25th birthday, the account will automatically convert to a ServisFirst Checking account
Simple Access Account
- Use your ServisFirst Debit Card to access your personal checking account, make purchases, and withdraw cash from ATMs
- Free Internet and Mobile Banking
- Up to 5 foreign ATM service charges will be automatically reimbursed per month
- Low monthly service charge
Checking Account Fee Schedule
| Checking Accounts | ServisFirst Checking | Foundation Checking | Executive Checking | Student Checking | Simple Access |
|---|---|---|---|---|---|
| Minimum Balance to Open | $100.00 | $250.00 | $250.00 | $100.00 | $25.00 |
| Monthly Service Charge | $8.00 fee can be avoided by maintaining a $1,500.00 average daily collected balance | No monthly fee regardless of balance | $10.00 fee can be avoided by maintaining a $1,500.00 average daily collected balance | $2.00 maintenance fee regardless of balance | $5.00 maintenance fee regardless of balance |
| Interest Paid | None | Interest is compounded daily and paid on 100% of the daily collected balance | Interest is compounded daily and paid on 100% of the daily collected balance | None | None |
Fees that Apply to All Accounts
| Item | Fees |
|---|---|
| Stop Payment Fee | $20.00 |
| Domestic Wire Transfer Fees | Incoming - $10.00 Outgoing - $20.00 |
| International Wire Transfer Fees | Incoming - $20.00 Outgoing - $20.00 |
Outgoing - $20.00
Outgoing - $20.00
Debit Card Services
Access your funds securely with our advanced fraud monitoring and protection.
Debit Card Monitoring
We are continuously monitoring your ATM and debit card transactions to protect your accounts using state-of-the-art intelligence technology and skilled fraud experts. If suspicious transactions are detected, a fraud specialist will immediately attempt to contact you. If fraud is confirmed, a hold will be placed on your card until we contact you with a resolution.
How Our Monitoring Works:
- 24/7 transaction monitoring
- Real-time fraud alerts
- Immediate specialist contact
- Temporary protective card holds
Get in Touch
Our personal banking specialists are ready to help you find the right solutions for your financial needs.
Connect with a Personal Banking Specialist
Ready to explore how ServisFirst Bank can support your financial goals? Contact our personal banking team to discuss your specific needs and discover the right solutions for you.
Contact Information
Request Information
Schedule a consultation with one of our experts to explore solutions tailored to your financial needs.
Banking that
powers your growth
ServisFirst Bank combines financial strength with personalized service to deliver exceptional banking solutions for businesses. With a robust capital position and industry recognition, we're positioned to help your business thrive.
ServisFirst Bank by the Numbers
$17.35B
Total assets
$13.54B
Total deposits
14.98%
Return on average equity
12.90%
Total capital ratio
Ranked on Forbes' 2023 "America's Best Banks" list
Among publicly traded banks with $10-50B in assets
Selected for D.A. Davidson's elite Best-of-Breed Bison designation